See where your money is headed — before you get there.

OnTrack combines financial planning and simulation to help you make smarter decisions as your life and goals change.

Private by design. No ads. No tracking.

OnTrack financial planning dashboard in light mode showing goals, projected balance, and monthly progress at a glance.

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OnTrack financial planning dashboard in light mode showing goals, projected balance, and monthly progress at a glance.

OnTrack financial dashboard in dark mode displaying goals, forecasts, and progress with a modern, low-light interface.

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OnTrack financial dashboard in dark mode displaying goals, forecasts, and progress with a modern, low-light interface.

OnTrack planning screen in light mode where users define savings goals, monthly contributions, and long-term financial plans.

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OnTrack planning screen in light mode where users define savings goals, monthly contributions, and long-term financial plans.

OnTrack planning interface in dark mode showing structured financial goals and contribution schedules in a focused layout.

/public/screenshots/ontrack/plans-dark.png

OnTrack planning interface in dark mode showing structured financial goals and contribution schedules in a focused layout.

OnTrack financial simulator in light mode allowing users to model future outcomes by adjusting income, expenses, and savings assumptions.

/public/screenshots/ontrack/simulator-light.png

OnTrack financial simulator in light mode allowing users to model future outcomes by adjusting income, expenses, and savings assumptions.

OnTrack financial simulation screen in dark mode visualizing long-term outcomes based on user-defined financial scenarios.

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OnTrack financial simulation screen in dark mode visualizing long-term outcomes based on user-defined financial scenarios.

Private by design

Your plans are account-scoped — only you can view them.

Data is protected in transit and at rest.

No ads. No trackers. We don’t sell your data.

Delete your plans anytime.

OnTrack is built for intentional planning — privacy is part of the product.

OnTrack is for you if…

  • You plan for retirement, education, large life goals
  • You want control, not auto‑trading
  • You prefer clear projections over market hype

OnTrack is NOT…

  • A trading app
  • A robo‑advisor
  • A stock picker

Your financial sandbox

Included with Pro

Explore changes safely before deciding to apply them.

Change monthly contributions

Adjust your monthly savings rate and see how it impacts your timeline.

Add one-time investments

Model top-ups or withdrawals without affecting your actual plan.

Test CAGR scenarios

Explore optimistic, base, and pessimistic growth assumptions.

Create new plans

Turn your best simulation into a new plan with one click.

How It Works

Three simple steps to take control of your financial future.

1

Create a Plan

Define your goal, timeline, and baseline contributions. Set your target amount and expected growth rate.

2

Track Monthly Reality

Update balances each month and see actual vs planned progress. Visualize your trajectory with clear charts.

3

Simulate & Adjust· Included with Pro

Test changes safely before applying them. Model different scenarios and make informed decisions.

Free vs Pro

Everything you need to plan, plus powerful simulation tools.

Free

Current Plan

  • Create 1 financial plan
  • View projections and charts
  • Basic planning tools

Pro (Early Access)

Invite-only • No payment required

Pro features are available by invitation during early access. There is no payment or credit card required at this stage.

  • Unlimited financial plans
  • Advanced simulator
  • Course correction tools
  • Email notifications (monthly check-ins and upcoming changes)
  • Priority support

Stop guessing. Start planning.

Take control of your financial future with clear projections and confident decisions.