Privacy & Data Policy
Last Updated: February 2026
OnTrack is built for long-term planning. To do that well, we prioritize the privacy and security of your financial data above all else.
Private by design
Your plans are account-scoped — only you can view them.
Data is protected in transit and at rest.
No ads. No trackers. We don’t sell your data.
Delete your plans anytime.
Access is controlled through authentication + strict server-side checks.
We only store what’s required for planning and simulation.
OnTrack is built for intentional planning — privacy is part of the product.
In plain English
- We only collect what’s necessary to help you plan.
- We make money by selling a product (OnTrack Pro), not by selling your attention or data.
- You own your data. You can export or delete it at any time.
What we store
Account Metadata
Your email address is used solely for secure magic-link authentication.
Plan Data
The targets, contribution rules, and growth assumptions you manually define.
Progress Snapshots
Historical balances you record to track your actual trajectory vs plan.
Simulation Inputs
Temporary scenario parameters used for course-correction projections.
What we don't do
No Ads
We don't host advertising or use your data to target ads.
No Trackers
We don't use invasive third-party trackers or fingerprinting.
No Data Selling
Your data is never sold, traded, or shared with brokers.
Security Basics
Transit
Encrypted via HTTPS/TLS 1.3
At Rest
AES-256 database encryption
Access Control
Supabase Row-Level Security
Note: We do not implement end-to-end encryption. Our servers process data to generate projections.
Have questions?
We're happy to clarify anything about our privacy posture or security practices.
support@ontrackplan.app